| ||
|
|
||
Features of Payment Solutions
PCI complianceWe are PCI (Payment Card Industry) accredited and have been scrutinized by Visa and Mastercard and other leading card scheme brands, to ensure that the credit card clearing services we provide our customers are safe and secure.Total Web Solutions has been PCI Level 1 (The highest level) Accredited since 2005 when PCI was first introduced. We were previous to this standard also AIS accredited which has now been absorbed into the PCI standard. Our knowledge and fortitude in this area has allowed us to become a leading Payment Service Provider and to offer secure payment solutions to all manner of businesses. We take security of our networks seriously and as part of our PCI program we employ ethical hackers to ensure our service is as secure as possible. The PCI program has enabled us to take away most of the responsibility and worry of security from our customers by providing solutions which take the card details within our network rather than the customers network. This allows our customers to have peace of mind in the knowledge that security has been outsourced to a reputable Company.  
Support Card TypesTotal Web Solutions is approved for processing all major Credit and Debit cards - including Visa and MasterCard - in a wide range of currencies via three main acquiring banks (Barclays, HSBC and Streamline). The following cards can be processed via our ECOM and MOTO services:
Support Multiple Shopping CartsFor those customers who use a shopping basket solution on their web site we offer payment plug-ins to facilitate this. The list of shopping basket solutions we support is growing and we are happy to work with any shopping basket providers to integrate our payment mechanism to their solution (See Resellers / Developers section). To check for the list of the Shopping Baskets we support, please click here. 
Anti-Fraud MechanismTotal Web Solutions has developed its own anti-fraud mechanism based on industry knowledge. We have added some unique features that check the purchasers credit card details during a transaction and makes assessments on whether the transaction is a risky one or not.It will decline transactions that meet the high risk criteria regardless, however merchants do have the ability to set various anti-fraud features which will affect whether payments are declined based on their settings. For instance the merchant may decide not to accept card payments from a particular country because they have experienced fraud from these regions so transactions will be blocked from that country. 
Customisable PayPageTotal Web Solutions offers a secure PayPage held on our own PCI Level 1 compliant Secure Servers for ease of use and security. Using the secure PayPage means that you do not need to worry about the security implications on your business as all card data collection and authorisation will be handled away from your own website. Total Web Solutions does not currently offer 'iframe' integration due to security risks this type of integration could impose which could impact on both our merchants and ourselves under PCI compliance regulations.Although the PayPage is not part of your own website it is customisable and can be made to look like a page on your website by adding a custom header & footer and adding card logos and background images. You can also change the layout of the page from portrait to landscape as well as the justification and the font and colour of the text fields. See examples below of PayPages customised to give the look and feel of the merchant's website. Total Web Solutions will be able to assist you with accessing the customisation area and if required our Support team can customise the PayPage on your behalf. *
Click the images below to enlarge:
Comprehensive Control PanelA comprehensive control panel is provided for you to take full control of your merchant acount. The functions of the control panel include reporting, history, statistics, online payment or refund, configuration and others. Below are some screenshots of the control panel functionalities.
Low Transaction FeeWe offer FREE transaction charges for the first 300 transactions every month. For monthly transactions over 300, we only charge 10p per transaction - making us one of the lowest priced providers in the UK. Please click here for detailed pricing. | ||
Visa, 
The reporting section allows you to generate daily reporting,
monthy reporting, sales transactions, refund transactions history and others.
The statistic section allows you to generate daily,
monthly, daily type and monthly type transaction charts. 
The configuration section allows you to configure the control panel including
access control, anti-fraud settings, customising payment page layout and others.